Insurance requirements for studying at Josip Juraj Strossmayer University of Osijek
Insurance information for Josip Juraj Strossmayer University of Osijek
Insurance is important while studying at Josip Juraj Strossmayer University of Osijek because it can protect students from financial loss due to unforeseen circumstances such as accidents, illness, or theft. It can also provide coverage for tuition and other school-related expenses in case of emergency or withdrawal from classes. Having insurance can also provide peace of mind and allows you to focus on your studies.
About Josip Juraj Strossmayer University of Osijek
The Faculty of Electrical Engineering, Computer Science and Information Technology Osijek is a modern faculty that has constantly been developing in all areas of its expertise. The educational process consists of three levels with study programmes being continually upgraded and harmonised with recent scientific discoveries, economy and labour market needs. Cooperation with the economy, encouragement of entrepreneurship and transfer of knowledge and technologies are fundamental indicators of the Faculty’s development.
Find interesting master studies for Josip Juraj Strossmayer University of Osijek at Mastersportal
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Insurance information for Croatia
If you are going to study and live in Croatia, you want to be fully prepared before starting your adventure. Among other things, you want to make sure your insurance covers everything you need, without paying too much.
Students from EU/EEA countries
Students from EU/EEA countries, who are in possession of valid health insurance in their home country, may use the European Health Insurance Card (see FAQ EHIC). This is a free card that gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the 27 EU countries, Iceland, Liechtenstein, Norway and Switzerland under the same conditions and at the same cost (free in some countries) as people insured in that country. Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance. EHIC does not guarantee free services. As each country’s healthcare system is different services that cost nothing at home might not be free in another country.
Some countries have health care agreements with Croatia: Montenegro, Turkey, Bosnia and Herzegovina, Serbia, and Macedonia. Students from these countries should get in touch with their public health care providers prior to entering Croatia to get the document that allows them to obtain health care/medical assistance in Croatia
Students from outside the EU/EEA
Students are obliged by must get insurance through the Health Insurance Fund of Croatia (HZZO) after arriving the country. For more information, you can visit the official website of the Croatian Health Insurance Fund (HZZO).
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Is this enough?
It is important to understand that the EHIC (European Health Insurance Card) is not always enough, Please note that EHIC is according to EU recommendations not an alternative for Travel Insurance, and that the local offered HZZO health insurance will probably not cover:
- (Additional) medical costs
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- Worldwide cover
You will need an insurance policy also covering, but also arranging for you, for example:
- You returning home if a close relative is seriously ill or dies;
- Up to two close relatives visiting you in if you fall seriously ill;
- Your medical repatriation to your home country for hospitalization or rehabilitation treatment;
- or in the worst possible situation, returning a body home for burial.
- Tuition Fee Insurance for international students what is it and why its useful
It is important to understand that the EHIC or insurance through HZZO is not always enough and that local mandatory health insurance will probably not cover:
- (Additional) medical costs,; i.e. dental, and the co-payments applying(*)
- Repatriation
- Liability
- Home contents and baggage
- Accidents
- Legal aid
- (*) co-payment means that you will have to pay a certain amount or percentage for certain medical treatments, medicines etc. This can be a very high amount.
Free quote from Aon
Via our partner Aon, you can easily discover details that apply to your specific situation. To get advice and insight in the costs of insurance, you can freely request an instant quote.